Moving from Canada to USA

The Canada-to-USA corridor is the most heavily traveled cross-border relocation route in North America. Whether you're transferring with a company, pursuing career opportunities, or joining family, millions of Canadians live and work in the United States. New York, Los Angeles, Miami, Chicago, and Houston are top destinations.

• TN Visa under USMCA for qualifying Canadian professionals — fastest route for many occupations
• H-1B Specialty Occupation Visa for employer-sponsored workers
• L-1 Intracompany Transfer Visa for multinational employees
• EB-5 Investor Visa for substantial investment in a US business
• Green Card (Permanent Residency) through employment sponsorship or family ties
• Canadian citizens do not need ESTA but still require proper work authorization

• Open a US bank account — TD Bank, BMO Harris, and RBC Bank operate in both countries
• Build US credit history early — consider a secured credit card or cross-border credit programs
• Maintain Canadian accounts for ongoing obligations (mortgage, investments)
• Wire transfers, Wise, or cross-border banking make fund transfers straightforward
• US dollar accounts in Canada can simplify the transition

• The US taxes residents on worldwide income — federal plus state taxes apply
• Canada-US Tax Treaty prevents double taxation on most income types
• File a Canadian departure return for the year you leave
• Deemed disposition of certain assets may trigger Canadian capital gains tax
• RRSP to IRA rollovers have specific rules — consult a cross-border tax specialist
• State income taxes vary widely — some states like Florida and Texas have zero state income tax

• Cross-border trucking is standard — most moves take 2–5 days depending on distance
• Used household goods and personal effects enter the US duty-free under the personal exemption
• A detailed customs declaration (CBP Form 3299) is required at the border
• Vehicles can be imported but must meet US EPA and DOT standards — some modifications may be needed
• Alcohol, firearms, and certain food products have restrictions crossing the border

• Rental markets vary — expect to provide US credit history, employment letter, and deposit
• Real estate purchases are straightforward for Canadians — no restrictions on foreign ownership
• Cost of living is generally similar but varies significantly by city and state
• Research neighborhoods thoroughly — school districts, commute times, and safety ratings

• Public schools are free and assigned by school district — research districts before choosing housing
• Private and international schools are widely available in major cities
• University transfer is possible — speak with admissions offices about credit recognition
• Canadian school records and transcripts are generally well accepted by US institutions

• Employer-sponsored health insurance is standard and often starts on your first day
• No universal healthcare — ensure coverage before Canadian provincial health expires
• OHIP and other provincial plans typically end 3 months after departure
• Marketplace (ACA) plans available if employer coverage is not an option